Do you have enough insurance to help you recover quickly from a serious disaster? While primary insurance coverage such as auto and homeowners insurance is important for you to carry, they might not be enough to help you rebuild your high-value home or pay for property damage following an auto accident. All insurance comes with limits, but with a personal umbrella policy from First Beaches Insurance, you can extend those limits and protect your belongings, your family and your personal assets.
If you hit a classic automobile and the accident resulted in a total loss, your auto insurance probably wouldn’t cover the full amount of property damage. Without umbrella coverage to pay for the rest, you could be held liable to pay out-of-pocket for anything your car insurance wouldn’t cover. Additionally, if you had a fire in your condo that spread to other units, the damage might exceed your personal liability limits on your home insurance. These are only two of many reasons why it pays to have personal umbrella coverage.
Umbrella insurance is a type of coverage designed to pick up where other insurance policies drop off. An umbrella policy from First Beaches Insurance provides an added layer of protection starting at an additional $1,000,000 in coverage.
In addition to picking up the tab when the limits of another insurance policy gives out, an umbrella policy also pays certain claims not covered by other policies. The extended personal liability features of umbrella insurance protect you and your household against personal liability issues anywhere in the world, including the payment of legal defense fees.
Learn more about available umbrella insurance options today by requesting your free online quote. If you have questions or would like to speak directly to an insurance professional, call our office during regular business hours. We look forward to helping you protect your home, family and lifestyle.