Your First Choice for Insurance

 

Protect what matters most with First Beaches Insurance

 

Contact an AgentCurrent Clients

About First Beaches Insurance

Reliable Insurance for You and Your Family

Everyone needs insurance. At First Beaches Insurance, we pride ourselves on being more than “just another” insurance agency. As an independent insurance agency locally owned and operated in Jacksonville Beach, Florida, we enjoy getting to know each of our customers personally. 

Here at First Beaches Insurance, it’s a family affair! Founded by his father, now owned and operated by George Garcia – with us you are treated like family.

Your First Call for all your Insurance Needs

Insurance Policy Reviews

First Beaches Insurance has the knowledge and expertise to evaluate your current insurance policies to make sure they properly meet your needs.

Home Insurance

You need a homeowners policy that will help you recover if a disaster damages or destroys your home and your belongings.

Boat Insurance

We partner with several top insurers to provide reliable coverage for boats and other watercraft.

Flood Insurance

Damage and loss due to flood or water damage is not typically included in homeowners insurance, so we recommend that area residents get flood insurance

Auto Insurance

Low-cost car insurance coverage options could end up costing you a lot of money in the event of an accident. We find the right auto insurance at the right price

Umbrella Insurance

While primary insurance coverage such as auto and homeowners insurance is important for you to carry, they might not be enough to fully cover you

Testimonials

What People are Saying

“Make it Easy!”

The entire First Beaches Insurance team has been great to work with. They are very responsive and make it easy to find and switch insurance policies for homeowners and auto. I have used them for many years and am appreciative for all their help…. I highly recommend them if you are in the market for insurance.

Brandon C

“Direct & Honest”

My experience is with George. He was professional and quick during the quoting process. He was direct and honest about pricing which happened to be very competitive. He also takes the time to teach you the common pitfalls of insurance products out there and how to avoid them. I would highly recommend you meet with First Beaches Insurance if you are considering changing anything regarding insurance.

Shane H

“Professional”

George and his Team have done an outstanding job in helping my family find and understand what is the best insurance for our needs. Prompt and professional, helpful, and informative. thanks, George and Team!

JG

“A pleasure”

George has been wonderful to work with: extremely professional and responsive and saved me over $300 per policy per year. I highly recommend First Beaches Insurance! Thanks again, George- was a pleasure!

Alissa S

A Biker’s Blueprint for Comprehensive Motorcycle Insurance

The Florida sun calls to bikers like a siren, luring them onto its roads and into the epic journeys their hearts long for. But beneath the romanticism of the open road lies the stark reality of risk. While the state requires minimum insurance, there is a world beyond...

Reviving Vacant Spaces: Innovative Uses for Idle Property in Jacksonville

"Vacant." The word breathes visions of both desolation and potential. Jacksonville, Florida, dotted with its share of idle properties, is in the midst of a silent, transforming narrative. If you're among the many property owners facing the dilemma of what to do with a...

Do You Need Business Auto Insurance?

It's a new year in Florida auto insurance! While this new year is bringing some hefty increases to your personal auto insurance rates, we want to focus on the use of your personal vehicle. If you operate a business in Florida that involves the use of vehicles, whether...

How to Make a Home Inventory List: Holiday Version

'Tis the season to get organized! The holidays bring a flurry of excitement, but with all the new goodies coming in, it can be easy to lose track of what you have. That's where a Home Inventory List swoops in like Santa's sleigh! 🎅 Picture this: you're sipping hot...

Fall into a Safety Net: The Importance of Personal Liability Insurance

Have you ever been sitting around, enjoying a nice cup of coffee on a lazy Sunday morning, when suddenly a wild idea pops into your head? Maybe you want to try juggling knives, or maybe you think it would be a great idea to create a backyard rollercoaster. While both...

Types of ORVs and Their Accessories

Are you considering buying a recreational off-road vehicle (ORV) for your next adventure? With an ORV, you can tackle tough terrains and explore in ways that are often not possible with a traditional automobile. But before taking to the trails, it is important to...

The Ultimate Guide to ATV/Motorcycle Insurance and Safety

Riding an ATV or motorcycle is an exhilarating experience. The wind in your hair, the open road ahead, the sheer sense of freedom; it's truly unbeatable. However, with these thrills come significant risks, making the need for proper insurance and safety measures...

Relocating to Florida? Here’s What You Need to Know to Protect Yourself

Florida, often referred to as the "Sunshine State," is not just known for its warm climate and beautiful beaches but also for its diverse culture and vibrant economy. If you are planning a move to Florida, it's important to remember that there are a few lifestyle...

What Insureds Need to Know About Insurance and Hurricanes

As hurricane season approaches, it’s important for insureds to understand the basics of insurance and how it can protect them in the event of a major storm. While hurricanes can cause catastrophic damage, having an adequate insurance policy in place will ensure that...

Protect Your Home from Unpredictable Floods and Water Damage

Floods can be a devastating event for homeowners, causing thousands of dollars in damages and creating an enormous amount of stress. Unfortunately, floods are often unpredictable and can occur without warning. Fortunately, there are steps you can take to protect your...

Hours of Operation

MON – FRI
8:30am – 4:30pm

*Closed for lunch Noon - 1pm

SAT & SUN
We are closed

Contact Us

Let us know if you have any questions!